Kweller Prep's College Plan

Kweller Prep College Plan

*When having a planned schedule to complete a goal do not push any other chores on the student*

1.     Write Resume/Track Record

a.     Based on achievements throughout years

b.      Summer Jobs have to do with what want to be

                                                    i.     Add on resume and Track Record

2.     Summer

a.     Family Vacations

                                                    i.     Should be related to study

                                                  ii.     Doesn’t have to be costly (such as the zoo or museum)

                                                 iii.     Let the child rule the trip

                                                 iv.     If taking a tour do not determine it by how many stops

b.     Summer Plan

                                                    i.     Summer 1

1.     Two talent search three week courses(no credit; total six weeks),

2.     two week family vacation;

3.      two week down time

                                                  ii.     Summer 2

1.     College Course (credit) six week

2.     Two week of starting science, art, community service, athletic, business or humanities project every hour take ten minute breaks

3.     Two week family vacation

                                                 iii.     Summer 3

1.     Eight week project

a.     Composing sonata, conducting science research, writing screenplay, or creating sports tournament, not classroom based every hour take ten minute breaks

2.     2 week family vacation

                                                 iv.     Summer 4

1.     Eight week project

a.     Composing sonata, conducting science research, writing screenplay, or creating sports tournament, not classroom based every hour take ten minute breaks

2.     Two week family vacation

c.      Take SAT during December if you get a bad score repeat in January for SET and Talent Search(SET minimum is 700 in one section and Talent Search minimum is usually 560 in math and 530 in English)

d.     Talent Search

                                                    i.     Duke University Youth Program(rising grades 5^th and up)

                                                  ii.     University of Oregon Summer Enrichment Program

                                                 iii.     John Hopkins Center for the Talented Youth

                                                 iv.     Duke’s Talent Identification Program

                                                   v.     North western’s center for talent development

                                                 vi.     University of Denver’s Rocky Mountain Talent Search

                                               vii.     Education Program for Gifted Youth(Stanford)

                                              viii.     Take SAT in 7^th grade

                                                 ix.     Davison THINK summer institute

                                                   x.     Cram Enrichment programs for summer

                                                 xi.     Impressive Stamp of Achievement

e.     SET (study of exceptional Talent)

                                                    i.     700 or higher on math or verbal portion

                                                  ii.     Free guidance throughout middle and high school

                                                 iii.     Impressive stamp of achievement

3.     Clubs

a.     Community Service

                                                    i.     Go on www.volunteermatch.com or www.house.gov/watt/intern03.htm or www.ysa.org or www.generationon.org

b.     Create own based on what liked

                                                    i.     Go on www.fastweb.com or look at John Hopkins’s magazine Imagine www.jhu.edu/gifted/imagine/index.html or www.cogito.org for ideas

4.     College Trips

a.     Encourage going to college find out more about them

5.     Select Goals not Labels

a.     (Cure for Cancer not Doctor)

b.     What want to be

c.      Passion may change

                                                    i.     This is okay

Four Year Academic Plan

a)     Grades Count From the Beginning of High School

b)     Students who get Derailed usually suffer in other subjects

c)      Do as many AP Courses and IB courses as possible

d)     You can do local college courses

e)     Colleges aren’t impressed if you skip a course and don’t get As(or top scores) in the new class

f)      Ask guidance counselor to nominate you for academic scholarship awards such as, USA Today’s All-USA First Academic Team (20 students get chosen).

g)     US Congressional Awards Program is the highest award Congress gives to young people

h)     National Honors based on tenderized test scores:

a.     National Merit Scholarship Winners are based on PSATs

b.     AP Scholars, Scholars with Honor, and Scholars with Distinction are based on cumulative AP scores.

c.      Educational Testing Service also administers the Toyota Community Scholars Program (one hundred scholarships valued at $10,000- $20,000) based on community service

 

Scholarships

·       Get an early grasps of college costs with net price calculators which estimate the cost of college based on your family’s yearly income.

·       If borrowing money use federal aid since, it has borrower protection

·       Visit Axa-achievement.com

·       Save tuition cost by earning college credits in high school and during the summer

·       Filing out a FAFSA form helps you minimize borrowing

Random Tips

·       Take Virtual Tours to get a sense of various schools

·       Stay focused! Apply Early Decision and/or early action. Remember, the early bird catches the worm!

 

 

The History of Kweller Prep

Starting out as a private tutor, with a mother who had been a NYC school teacher for over twenty years, Frances Kweller naturally took to teaching and guiding young students. With her mother’s exposure to the failures of the school system and her students’ continuous criticism of the lack of effective college guidance, Ms. Kweller quickly realized that there was a conspicuous gap in the education system that needed to be addressed. Therefore, she chose to pursue education and law with full force, graduating from NYU Steinhardt's School of Education and Hofstra Law School. Shortly after passing the New York state bar, Ms. Kweller opened "Kweller Prep," a one-stop shop to prepare students, as young as 10 years old, for the challenges of high school entrance exam test taking and college courses.

Five years later, Kweller Prep employs over 30 tutors, runs an SAT summer camp, which sells out every year, and operates in two locations, Queens and Manhattan. Ms. Kweller’s organization not only provides tutoring and guidance to the students, but also offers parent workshops on the college process, and tours of Harvard, Princeton, Yale and even specialized high schools. Please consider Kweller Prep as your next feature. As someone who was disappointed with how the school system was operating, Ms. Kweller not only spoke out, but also took action, filling an urgent and unfortunate education gap with emphatic and invaluable dedication. See www.KwellerPrep.com 

 

2014 Ivy League College Summer Tours & Day Trips

2014 Ivy League College Tours

Kweller Prep Tutoring and Educational Services will host a series of East Coast, college tours for students in grades 7-12.

RSVP to tours@kwellerprep.com with your name, cell phone, and email to receive more information. You can also call us at 1 (800) 631-1757 to reserve your seat.  

These are guided fun-filled one-day tours; Tuition is $100 per person for students and $50 per person for parents and/or adult chaperones. You must pre-pay by cash, credit card, or check payable to “Kweller Prep.” Space is limited to 55 persons per tour. Please RSVP early to guarantee your seat.

The charter bus leaves from Kweller Prep’s Parker Towers location (address: 104-40 Queens Blvd Suite 1C, Forest Hills, NY 11375 at 9:00 am sharp. Please arrive no later than 8:45 am. You can park your car in the lot downstairs (standard parking) for the day for $15

Contact number: 1(800) 631-1757 

2014 College Tour Schedule:

Friday July 11 - Harvard University and MIT (Massachusetts) 

Friday July 18 - Yale University (Connecticut)

Friday July 25 - Princeton University (New Jersey)

Friday August 1 - Brown University (Providence, Rhode Island)

Friday August 8 - Columbia University (New York) and New York University

About Kweller Prep: Designed for the busy student, Kweller Prep Tutoring, Test Prep, and Educational Services offers unsurpassed specialized high school, college, and graduate school test preparation and counseling services, both on-site and at-home. No short-cuts, no tricks. We teach strategies and build a core foundation to make you into a better test taker. This program is designed for ambitious students to help them reach their academic goals. Over the summer, Kweller Prep offers an intensive 8 weekly PSAT/ SAT test prep camp coupled with weekly college tours. Private one-one one, small group, and Skype online tutoring is also available. Please visit www.KwellerPrep.com for more information.

On Getting an SBA Loan

Welcome to the "life" part of the blog .... 

Summary of SBA 504 Program Parameters

Loan Limits:        $25,000 to $5,500,000

Eligible Uses of Funds: Basic uses include purchase of land and/or building, building construction and renovations, and machinery and equipment (10 year useful life or greater). Other costs essential to the project can typically be financed as well. Check with your NYBDC representative (Senior Loan Officers)  to discuss further.

Down Payment Requirements:                For all projects, a minimum down payment of 10% is required. The down payment requirement increases by 5% if the applicant is a new business or is purchasing an existing business * or if the property being purchased is considered special use. If the applicant is a new business and the project property is special use then a 20% down payment is required.

Maximum Loan Term:   20 years for real estate; 10 years for equipment. Projects involving both may qualify for 20 year term.

Interest Rate:   For the portion of the project financed by the SBA 504 program, a 20 year fixed interest rate is available. See the 504 rates chart for current rates. For the portion of the project financed by the bank, the interest rate is set by the respective bank.

Occupancy Requirements:          For an existing building, a small business must occupy 51% of the rentable property and may lease up to 49%. For new construction, a small business must occupy 60% of the rentable property, may lease long term up to 20% and temporarily lease an additional 20% with the intention of using some of the additional 20% within three years and all of it within 10 years.

Collateral Required:       In most cases the property or equipment being financed is sufficient to meet collateral requirements.

Size Standard Requirements      The small business applicant and affiliates must have combined net worth of less than $15 million and combined net income of less than $5,000,000 averaged over the last two years.

Job Creation:    For every $65,000 borrowed through the SBA 504 program, the applicant must create or retain one job. If the applicant is a manufacturer then one job must be created per $100,000 borrowed. Waivers to the job creation requirement exist for applicants that meet certain public policy goals including women and minority owned businesses. Contact your NYBDC representative to discuss additional waivers.

Mortgage Recording Tax:            For projects involving real estate, the mortgage recording tax associated with the SBA 504 portion of the financing is waived.

Program Fees: Total approximately 2.6% of the SBA 504 portion of the transaction. These fees cannot be paid out-of-pocket and are automatically financed.

Prepayment Penalty:    For the SBA 504 portion of the transaction, a prepayment penalty exists for the first 10 years and is a declining percentage of the outstanding loan balance. For transactions involving real estate, if the property is sold the SBA 504 loan may be assumed by the new buyer thus avoiding the penalty.